[Your Name]
[Your Address]
[City, State, ZIP Code]
[Email Address]
[Phone Number]
[Date]
[Insurance Company Name]
[Insurance Company Address]
[City, State, ZIP Code]
Re: Claim for Personal Injury and Demand for Compensation
Policy Number: [Policy Number]
Claim Number: [Claim Number]
Dear [Insurance Company Name],
I am writing to you on behalf of my client, [Client’s Name], regarding their personal injury claim arising from an unfortunate incident that occurred on [Date of Incident]. As you are aware, my client suffered significant injuries as a direct result of the incident, which have had a substantial impact on their physical well-being, emotional state, and overall quality of life.
The incident occurred due to the negligence of your insured party, [Name of Insured Party], who failed to exercise reasonable care and caution, thereby causing harm and injury to my client. As a result of this negligence, my client has experienced severe pain and suffering, incurred substantial medical expenses, and endured a loss of income due to their inability to work during the recovery period.
In light of the circumstances and the losses my client has endured, we hereby demand fair and just compensation on their behalf. The damages incurred include, but are not limited to:
- Medical Expenses: My client has incurred significant medical expenses for emergency care, hospitalization, surgeries, diagnostic tests, physical therapy, medications, and ongoing treatment. Enclosed with this letter are the relevant medical bills, invoices, and receipts totaling [Total Amount].
- Lost Income: Due to the injuries sustained, my client has been unable to perform their regular professional duties, resulting in a loss of income. We have enclosed documentation from their employer verifying the duration of absence and the corresponding lost wages, totaling [Total Amount].
- Pain and Suffering: The injuries inflicted upon my client have caused substantial physical pain, mental anguish, emotional distress, and a diminished quality of life. While it is difficult to quantify these damages precisely, we expect a fair and appropriate settlement amount to reflect the gravity of their suffering.
- Loss of Consortium: Additionally, my client’s spouse has suffered a significant loss of companionship, affection, and support as a direct consequence of the injuries sustained by my client. We assert a claim for loss of consortium on their behalf.
Based on the information provided and the evidence at hand, it is evident that your insured party is liable for the damages suffered by my client. Therefore, we demand a prompt and fair settlement offer within [reasonable timeframe, e.g., 30 days] to avoid unnecessary litigation expenses and further legal action.
Should you fail to respond adequately or neglect to provide a fair resolution within the specified timeframe, we will have no choice but to pursue all available legal remedies to ensure my client receives the compensation they deserve. This may include filing a lawsuit against your insured party, seeking additional damages, and pursuing any applicable statutory penalties.
We trust that you will give this matter the utmost attention it deserves and act in good faith to reach a fair and amicable resolution. Please direct all correspondence and settlement offers to the undersigned. We anticipate your prompt response.
Yours sincerely,
[Your Name]
[Your Law Firm’s Name]
[Law Firm’s Address]
[City, State, ZIP Code]
[Email Address]
[Phone Number]